Invoice Crowd works with 15 payment gateways, including PayPal, Stripe, Razorpay, Square, GoCardless and Paystack, each connected with your own merchant account. Enable the ones that suit your markets, and customers choose their favorite when they pay.
What is inside
Gateways are configured once at the account level. After that they apply to invoices, payment links and recurring billing alike, with their fees and their reporting handled in the same place.
Pick as many as you need
PayPal, Stripe, Razorpay, Square, Payoneer, Braintree, Authorize.net, Airwallex, GoCardless, PayFast, PayTabs, Telr, M-Pesa, PhonePe and Paystack are all included on paid plans, with PayPal on every plan, and you can run as many at once as you like. Each one connects with your own merchant credentials, so the relationship and the rates stay between you and the processor.
Different markets favor different providers, so you can offer several. The gateways support a range of currencies, so an invoice raised in your client's currency can be paid in it, while your own reporting stays in your base currency.
Who pays what, and how they pay it
Set a percentage fee against each gateway. When a customer settles through that gateway, the charge is applied to the invoice for you, so you recover processing costs without working them out by hand.
Whatever you have enabled is offered on the invoice, and the customer chooses between them at the point of paying. They pay with the provider they trust, which removes one more reason to delay.
Which gateway earns its keep
Received amounts are split out by the gateway that carried them, so you can see whether your clients reach for PayPal, a card or a local processor. Over a few months that tells you which connections are worth keeping and which are costing more than they return.
Each payment raises a notification as it comes in, whichever gateway processed it, and lands against the invoice at the same moment. A payment that needs a second look, or a refund made in the provider's dashboard, is held in Payments Needing Review for you to decide on. Your books stay current without end-of-day exports.
Also included
Gateways are built in. They sit under invoices, payment links and recurring billing, and they feed the same reports.
Every payment is confirmed with the provider before the invoice is marked paid.
Invoice an overseas client in their own currency and let the gateway settle it.
Turn a gateway on or off whenever your business or your client base changes.
Gateway charges are added to the document rather than discovered at the end of the month.
The same gateways serve a fixed-price offer sold from a shareable link, not just invoices.
A repeating invoice collects automatically through subscription-ready gateways such as Stripe, Square and GoCardless, cycle after cycle.
Split an invoice or take a deposit; the gateway handles each amount separately.
Card details are entered securely with the gateway and never stored in your account.
Clients can pay any open invoice from their portal with the options you offer.
Each brand you run under one login can present its own set of payment options.
See what is still outstanding once gateway receipts have been applied to invoices.
Each confirmed payment is recorded against its invoice and posted to your books.
Questions
Yes. Each gateway is switched on or off independently, so you can run PayPal and Stripe today and add Razorpay when you start selling into a new market. Only the ones you have enabled appear to a customer at the point of payment.
You set a percentage fee for each gateway in its payment settings. When a customer pays through that gateway, the fee is added to what they pay and shows on the invoice as Gateway Fees with its rate, so processing costs are not absorbed by you.
As many as you like on paid plans. They can all run at the same time if that suits how you sell, and you can add one later without disturbing the gateways already in use. Customers see whichever of them you have enabled.
The payment itself takes place with the gateway, using the merchant account you connected. Card numbers are entered on the processor's side and are not stored in your invoicing account; what returns to Invoice Crowd is the record of the payment.
Yes. You connect your existing merchant accounts, which means the payout schedule and the processing rate remain whatever you agreed with that provider. The money goes straight to you, and Invoice Crowd records what came in and against which invoice.
Yes. Amounts received are broken down by gateway, so you can compare what each one brought in over a period. That is usually enough to show whether a connection is earning its fees or whether your clients have quietly standardized on one.
Stripe, PayPal, Razorpay, Square, Braintree, Authorize.net, Airwallex, GoCardless and Paystack. Choose Refund on the paid invoice and Invoice Crowd sends the refund through the provider, creating the credit note and recording the refund once the provider confirms it. For the other gateways, refund in the provider's own dashboard and record it in Invoice Crowd.
Your settings are kept safe. The free plan includes PayPal and Payment note, and your other gateways are set aside, ready to return the moment you upgrade. Customer subscriptions already running on a paid gateway keep collecting for 30 days and are then paused, never cancelled, while those on Braintree, Authorize.net and Telr keep running. Upgrading brings every gateway back and resumes paused subscriptions automatically.
Yes, on paid plans. Bank QR puts a bank payment QR code for UPI, Pix, EPC QR (GiroCode), Swiss QR-bill, PayNow or PromptPay on the invoice and its PDF, with the amount due and the invoice number filled in. With no provider in between there are no gateway fees, and you mark the invoice paid when the money arrives or match it from your bank statement.
Connect the gateways that match the markets you sell into, set the fees against each one, and let the customer pick from there.
