Payment integration
Offer Stripe-hosted US bank payments on eligible one-time USD invoices, or collect supported direct debits through GoCardless. Invoice Crowd records the payment after provider confirmation.
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Configuration to settlement
Connection, customer checkout and final settlement are separate stages. Read the status and limitations before showing the method on a live invoice.
Credentials and mode stay tied to the selected business.
Connect Stripe or GoCardless to the selected business. Stripe ACH uses the existing Stripe account and a per-invoice Allow US bank payment setting; Stripe hosts bank selection, verification and mandate acceptance.
Direct-debit schemes, currencies, collection windows and eligibility vary by provider and merchant location.
Availability is evaluated before a customer enters checkout.
For an eligible one-time USD invoice, enabling Stripe ACH offers card and US bank payment in the same hosted Checkout Session. GoCardless uses its separate billing-request and mandate flow where supported.
GoCardless supports the documented recurring direct-debit path with provider-bound mandates and settlement verification. The Stripe ACH invoice setting currently applies to one-time USD Checkout; Stripe card subscriptions remain a separate flow.
The final local state follows provider evidence, not the browser.
For Stripe ACH, only an authenticated, account-scoped payment_intent.succeeded webhook may settle the invoice. GoCardless likewise requires the exact customer, mandate, allocation, amount, currency and confirmed provider state.
Stripe ACH requires an eligible Stripe merchant, customer and one-time USD invoice with the invoice setting enabled. Bank selection, verification and mandate acceptance stay inside hosted Stripe Checkout.
Integration facts
The fields below describe the current Invoice Crowd path; the provider remains the source for merchant eligibility, fees and regional availability.
Stripe-hosted US bank payments and GoCardless direct debit are active within their documented eligibility boundaries.
Eligible one-time USD invoices can offer Stripe card plus US bank payment in hosted Checkout; GoCardless provides a separate billing-request and mandate flow.
GoCardless supports the documented recurring direct-debit path. The Stripe ACH invoice setting is currently limited to one-time USD Checkout.
Connect an eligible Stripe or GoCardless merchant account. Stripe ACH is enabled per invoice and keeps bank selection, mandate acceptance and verification inside Stripe Checkout.
A signed provider event must match the merchant account, invoice allocation, amount, currency and successful provider state before settlement.
Direct-debit schemes, currencies, collection windows and eligibility vary by provider and merchant location.
Stripe ACH is currently limited to eligible one-time USD invoice checkout. Bank details are handled by Stripe rather than collected or stored by Invoice Crowd.
Amount, currency and allocation are derived from the current server-side invoice state.
A provider screen or browser return is a locator, not sufficient settlement proof.
Durable attempts and stable provider identities prevent an uncertain response from becoming an unbounded duplicate payment.
Gateway fees, exchange costs and settlement timing come from the merchant agreement, not the Invoice Crowd subscription.
Configure another active provider when this gateway does not support the merchant, customer, currency or collection model.
Questions
Yes. Eligible one-time USD invoices can offer Stripe-hosted US bank payment when Allow US bank payment is enabled, and GoCardless remains available for supported direct-debit mandate flows. Provider eligibility still applies.
Connect an eligible Stripe or GoCardless account to the selected business. For Stripe ACH, use a one-time USD invoice and enable Allow US bank payment on that invoice. Stripe or GoCardless controls merchant eligibility, fees, regional availability and settlement timing.
Stripe ACH reuses the ordinary hardened Stripe Checkout route: an eligible invoice offers card and US bank payment, while Stripe hosts bank selection, mandate acceptance and verification. GoCardless uses its separate billing-request and mandate flow.
GoCardless supports the documented recurring direct-debit path with provider-bound mandates and settlement verification. The Stripe ACH invoice setting currently applies to one-time USD Checkout, not Stripe ACH subscriptions.
A browser return never settles the invoice. Stripe requires an authenticated, account-scoped payment_intent.succeeded webhook that matches the exact invoice, allocation, amount and currency; GoCardless requires equivalent provider-confirmed evidence.
No. Provider transaction fees, foreign-exchange costs, settlement timing and account terms are controlled by the gateway and merchant agreement. Check the provider before activation.
Start with sandbox or test mode where the provider offers it, verify the exact currency and payment result, then plan production activation.
